Date: 2021-12-09 01:44 pm (UTC)
danabren: DC17 (Default)
From: [personal profile] danabren
I can see why they require the mortgagee to remain the in property for the duration of the loan, the potential for abuse is staggering. But man, I hope you can get that!

The advice I got when I bought a house (I don't know you well enough to know if this information is redundant, sorry) was: 1) put down the largest downpayment that you can, it will reduce and possibly obviate Mortgage Insurance which is the biggest fucking scam on the planet, holy hell 2) pay extra every month if you can, even if it's only $5 3) expect $$$ of unexpected repairs in the first six months on top of that 4) a good real estate agent is worth their weight in gold, and will tell you what to look for, suggest you bring your own flashlight, and will notice things that the inevitably incompetent and useless home inspectors can miss.
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